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Loans

Loans for housing purposes may be obtained by:

  1. UW employees, pensioners and disability pensioners with permanent residence on the territory of the Republic of Poland for:
  • the purchase of an apartment/house or building/extension of a house or housing unit constituting a separate property;
  • the supplementation of the contribution for the purchase of an apartment in a housing cooperative, Social Housing Association or new build development;
  • the renovation/modernisation or finishing of an apartment or house;
  • the conversion of the right to cooperative premises or the buyout of occupied premises previously owned by the municipality or an employment establishment;
  • the construction of the first house or the purchase of a first apartment/house or supplementation of the contribution for the purchase of an apartment or house in a housing cooperative, Social Housing Association or new build development (concerns § 29 of the University Social Benefits Fund Rules and Regulations);
  • the renovation of a housing unit in the Academic Staff Hall of Residence.
  1. UW doctoral students residing at the Academic Staff Hall of Residence, for:
  •  the renovation of a housing unit in the Academic Staff Hall of Residence.

The provision of repayable housing assistance is granted primarily to people due to the low household income per person, who live in difficult housing conditions and to large families and single parents.

In order to conclude the loan agreement, it is necessary for an applicant to present two guarantors, who are UW employees working full-time or for a period not shorter than the loan repayment period. Agreements are signed at the Office for Personnel Social Benefits.

APPLICATIONS: 

Loan application for the purchase and renovation of a housing unit – a pdf document – will be opened in a new window
Loan application for the purchase of the first housing unit – a pdf document – will be opened in a new window

Detailed information on the loan amounts and repayment terms are presented in the table below:

Loan amounts and repayment terms  – a pdf document – will be opened in a new window